Investments

Investing money needs careful consideration and you need to be absolutely sure of the risks involved. This section provides generic information on different types of saving & investment. You should seek advice appropriate to your specific circumstances prior to making any decisions.

The value of your investments can go down as well as up, so you could get back less than you invested.


Asset-backed Investments

Asset-backed Investments

Here we attempt to explain in simple terms all the different asset backed investments open to the individual investor, from contribution levels right through to taxation treatment of each investment.

Deposit Based Investment

Deposit Based Investment

In this document we look at all the various deposit based investment vehicles available in the marketplace today and what they mean to the individual investor.

Individual Savings Accounts (ISAs)

Individual Savings Accounts (ISAs)

Under the so-called 'New ISA' (or NISA), Cash ISAs and Stocks and Shares ISAs have effectively been merged, with the overall combined limit in 2020/21 at £20,000, while several new ISA variants, offer savings "bonuses".

Investment Overview

Investment Overview

This document looks at the different investment vehicles available to the individual investor together with the key points to note. This is an at-a-glance guide with more detailed information being contained in the other documents on this page. The value of investments and income from them may go down. You may not get back the original amount invested and the levels, basis and reliefs of taxation are subject to change.

Markets

The BP share price has underperformed the FTSE 100 in the past, but I think this could be about to change as it refocuses on renewables.
The 2020 stock market crash might have made investing in shares look like a bad idea. But, for me, it's reinforced exactly the opposite.
I reckon 2021 could be a great year to kick off a long-term Stocks and Shares ISA. But what would I do starting from scratch?
Rupert Hargreaves outlines the lockdown winners he'd buy to beat the FTSE 100 in 2021 as they build on 2020 gains.
Investing money in the best shares on a regular basis could lead to high returns as a long-term stock market rally takes hold.